By accessing or using this website and our services, you agree to be bound by the following Terms & Conditions. Please read them carefully before using our services.

1. Services Provided

We provide credit repair, credit education, and funding preparation services. While we work diligently to improve your credit profile, we do not guarantee specific score increases or approvals, as results depend on individual credit situations and external factors.

2. No Legal or Financial Advice

Our services are not legal, tax, or financial advice. Information provided is for educational and service purposes only. You are encouraged to consult with qualified professionals for legal or financial decisions.

3. Client Responsibilities

You agree to provide accurate and complete information required to perform our services. Failure to provide truthful or timely information may limit results or delay progress.

4. Payments & Billing

Services are billed on a monthly subscription basis unless stated otherwise. You authorize us to charge the payment method on file. Fees are non-refundable except as outlined in our money-back guarantee.

5. Cancellation Policy

You may cancel your subscription at any time. Cancellation requests must be submitted before the next billing cycle to avoid future charges. Access to services ends upon cancellation.

6. Money-Back Guarantee

We offer a 90-day money-back guarantee. Refund eligibility requires compliance with our service process and participation requirements. Refunds are issued according to our internal review policies.

7. Limitation of Liability

We are not responsible for any direct, indirect, incidental, or consequential damages arising from the use of our services or website. Your use of our services is at your own risk.

8. Third-Party Services

Our services may involve third-party platforms or vendors. We are not responsible for their actions, availability, or outcomes.

9. Intellectual Property

All content on this website, including text, graphics, logos, and materials, is owned by us and may not be copied, reproduced, or used without written permission.

10. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Continued use of our services constitutes acceptance of the updated terms.

11. Governing Law

These Terms & Conditions are governed by and interpreted in accordance with the laws of the applicable jurisdiction.

12. Contact Information

If you have any questions about these Terms & Conditions, please contact us through our website.